I know this may not be popular – but here goes:
The only way to save money is not to spend money.
Oh I know – killjoy!
Over the next few weeks you will be bombarded with “great deals ” – MASSIVE DISCOUNTS, 50% OFF, Buy two, get the third FREE!
Christmas, Boxing Day and New Year sales designed to entice you into spending up large. We love them – bargains and value galore! The opportunities to save are endless.
Wikipedia says “Saving is income not spent, or deferred consumption“.
So that means saving is not spending.
You may get a great deal and you may pay less for the thing/s you buy but you will not save money unless you come home with the same amount of money you went out with.